Privacy Policy

Who We Are

This Privacy Policy explains how Premier Wholesale Mortgage ("PWM," "we," "us," or "our"), NMLS #2109119, 4332 Cerritos Ave, Suite 208, Los Alamitos, CA 90720, collects, uses, and protects information you provide through pwmloans.com, our contact and lead forms, phone calls, email, and text messages.

Information We Collect

• Contact information you submit, such as your name, phone number, and email address.
• Details about your home financing needs, such as loan purpose, estimated loan amount, and credit score range.
• Messages and questions you send us through our forms, email, phone, or text.
• Basic technical information collected automatically, such as browser type, device type, and pages visited.

How We Use Your Information

• To respond to your inquiry and contact you by call, email, or text about the mortgage and home financing services you requested, when you have agreed to be contacted.
• To prepare loan options, pre-approvals, and quotes, and to process a loan application if you choose to apply.
• To operate, secure, and improve our website and services.
• To comply with legal, regulatory, and licensing obligations.

We Do Not Sell or Share Your Data for Marketing

Data will not be sold or shared with third parties for promotional or marketing purposes. We do not sell, rent, or trade your personal information to anyone.

We only disclose information as needed to provide the services you request or as required by law, for example to wholesale lenders, credit reporting agencies, appraisers, title and escrow companies, and service providers (such as our website form, email, and texting providers) who process your loan or support our operations on our behalf. These parties may not use your information for their own promotional or marketing purposes.

Text Messaging (SMS) Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with or sold to any third parties. Information sharing with subcontractors in support services, such as customer service or message delivery, is permitted only as needed to provide the messages you requested.

If you agree to receive text messages, you may receive messages about your inquiry, loan options, application status, and appointment reminders. Message frequency varies. Message and data rates may apply. Reply STOP at any time to opt out, or reply HELP for assistance. You can also call us at (562) 512-7322 or email info@pwmloans.com.

How to Opt Out

• Text messages: reply STOP to any message. Reply HELP for help.
• Email: click the unsubscribe link in any marketing email.
• Phone: ask us to stop calling, or contact us using the details below.

Data Security and Retention

We use reasonable administrative, technical, and physical safeguards to protect your information. We keep information only as long as needed for the purposes described in this policy or as required by mortgage recordkeeping laws.

Your Financial Privacy Rights

If you apply for a loan, federal law (the Gramm-Leach-Bliley Act) gives you additional rights regarding how financial institutions share your nonpublic personal information. You will receive a separate privacy notice with your loan disclosures.

California Residents

California residents may have additional rights under the California Consumer Privacy Act, including the right to know what personal information we collect, to request deletion or correction, and to not be discriminated against for exercising these rights. We do not sell or share personal information as those terms are defined under California law. To make a request, contact us using the details below. This section is in addition to, and does not limit, the statement above that applies to residents of all states.

Children's Privacy

Our website is not intended for children under 18, and we do not knowingly collect information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above shows when it was last revised.

Contact Us

Premier Wholesale Mortgage
4332 Cerritos Ave, Suite 208, Los Alamitos, CA 90720
Phone: (562) 512-7322
Email: info@pwmloans.com

See also our Terms of Service.